RETIRING THIS MONTH OR IN THE NEXT FEW WEEKS? THIS IS FOR YOU.
Attention Baroda: Retirement & Pension Planning Offline Event
You Worked Hard For 30 Years.
Now, Who Is Managing Your Retirement?
Before you move a single rupee of your retirement corpus — attend this 1-day offline workshop designed exclusively for retirees and upcoming retirees.
Event Details
Date
12th July
Time
11:00 AM
Where
Baroda
CLAIM YOUR ₹499 FREE SEAT
1 Day - Offline: 12th July (Sunday) | 11:00 AM
🚨 Hurry Up! Very Limited Seats For It
- 100% Free
- No credit card
★★★★★ Rated 4.8/5 by 500+ ONGC retirees across India
ONGC retirees guided
Average tax saved
Retirement wealth protected
Hinglish
Language
The Real Problem
The Farewell Is Done. The Cake Is Cut. And Now — The Questions Begin.
You gave 35 years to your organization. Built projects worth hundreds of crores. And yet nobody — not your company, not your bank, not anyone — spent even 1 day preparing you for what comes after.
My PF and gratuity are sitting idle in the bank. I don't know where to put it — and I'm scared of making the wrong move.
The stock market is scaring me. My son says invest in equity. My CA says stay safe. I don't know who to listen to.
I have no idea how NPS withdrawal works — annuity, lump sum, tax implications. Nobody has explained it clearly.
Relatives keep suggesting schemes I've never heard of. I'm terrified one bad decision could destroy 30 years of savings.
You managed crores without flinching for decades. You shouldn't have to manage your own retirement corpus alone — or worse, hand it to whoever calls you first.
Your Choice Right Now
Most Retirees Don't Realise They're Already On One Of These Two Roads.
✅ The Retire Right Road
- Corpus structured across FD, debt, equity, and annuity — by age, not by guess.
- 30% average tax saved every year, legally. Most retirees overpay and don't know it.
- Pension and annuity decisions made once, correctly, for life.
- Will, nominations, and estate plan in place — family fully protected.
- Health and emergency money kept separate — only for when you really need it
- Withdrawal plan that makes your corpus last till 90, not 78.
- Wake up at 75 with the same peace you had at 60.
Result: 25 years of quiet anxiety.
❌ The Unplanned Road
- Park everything in FD at 7% — inflation quietly eats 4% every year
- Buy whichever ULIP the cousin's friend is pushing this month.
- Pay 30% tax on income that could have been structured tax-free.
- Take pension the wrong way. Lose ₹15–20 lakh over a lifetime.
- No Will. No updated nominations. Family disputes after you're gone.
- One medical emergency at 72 wipes out 8 years of savings.
- At 78, the corpus runs short. You become dependent on your children.
Result: 25 years of quiet anxiety.
CLAIM YOUR ₹499 FREE SEAT
1 Day - Offline: 12th July (Sunday) | 11:00 AM
🚨 Hurry Up! Very Limited Seats For It
What Your Will Learn
1 Day. 10 Topics. One Complete Retirement Plan — In Your Hand.
This is not a lecture. This is a working session. You arrive with questions. You leave with a written plan.
- Defining what your ideal retirement actually looks like — on paper
- How much money you truly need, using your real numbers — not generic rules
- The silent robber: how inflation halves your purchasing power by 75 if ignored
- Planning for 30 years, not 20 — and removing the #1 fear in retirement
- How to create a reliable monthly income after retirement — without touching your principal
- PF, gratuity, pension — which to take, when, and how to sequence them
- Safe withdrawal rate for your corpus: the 4% rule and why India is different
- Single life vs joint-and-survivor pension — the ₹15–20 lakh decision most get wrong
- Where retirees should avoid investing — and the red flags to spot
- Why "FD only" is the most expensive safe choice in India today
- Balancing safety, income & growth across different post-retirement life stages
- Tax-efficient retirement planning — legally reduce your tax burden year after year
- Health coverage after 60 — what actually works and what is a waste of premium
- Long-term care: 70% of retirees will need it. Most have ₹0 planned.
- Wills, nominations, estate planning — protecting your family from disputes
- Cashflow planning for 25+ years — the written plan you'll leave with today
- What NPS actually is — Tier I, Tier II, and what you can access at retirement
- NPS exit rules: when you can withdraw, how much, and what the lock-in means
- Lump sum vs annuity split — the 60/40 rule and how to use it to your advantage
- Common mistakes retirees make before filing their NPS withdrawal — avoid them all
- All 6 annuity options decoded in plain language — no jargon
- Single life vs joint-and-survivor: which protects your spouse better
- Return of purchase price: when it makes sense — and when it doesn't
- How to compare annuity rates across IRDAI-approved service providers
- 60% lump sum withdrawal — why it's tax-free and how to file it correctly
- Annuity income taxation: what you'll pay, what you won't, and how to plan around it
- How to maximise your NPS corpus payout before and after retirement exit
- The tax-efficient combination most retirees miss — explained with real numbers
- NPS nominee rules — who gets what, when, and how to ensure zero dispute
- Family pension after the subscriber: what your spouse and children are entitled to
- What happens to your NPS corpus if you pass away before full withdrawal
- Live Q&A — your specific NPS questions answered directly, before you leave
Why This Is Different
You've Been To A "Free Retirement Physical Events" Before. This Is Not That.
Half our attendees come from exactly those rooms — disappointed. Here's what's different:
| Other "Free Seminars" | Retire Right Workshop | |
|---|---|---|
| Products sold in the room | Sold before you leave | Zero products. Ever. 15 years. |
| Speaker's incentive | Commission on what you buy | Paid for planning, not selling |
| Content | Generic slide deck, any audience | Built exclusively for retirees over 15 years |
| Room size | 200 attendees, no attention | Maximum 40 seats. Personal Q&A. |
| What you take home | A brochure with phone numbers | A written plan with your own numbers |
| Follow-up | Sales calls for weeks | No sales calls. No pressure. Ever. |
Meet Your Host
Sanket Khelurkar
Retirement Specialist · 15+ Years
For 15 years, Sanket has done one thing and only one thing: help PSU professionals — especially ONGC retirees — turn their lifetime savings into 25 years of stable, dignified, stress-free income.
He doesn’t sell products. He doesn’t predict markets. He builds plans — clear, written, tax-efficient, family-protected plans — and walks with his clients through the next 25 years.
ONGC retirees guided
Average tax saved per family
Years specialising in retirement
Your Questions
You Probably Have A Few Questions.
Is this really free? What's the catch?
Yes. Free. No catch. This workshop is how we build trust with our community. If you choose to engage us for personal planning afterwards, wonderful — we'll work with you at a paid engagement. No pressure calls. No follow-up sales pitch. We don't fish for clients. We plan for them.
Will you sell my information or solicit funds inside the workshop?
Never. Your data stays private. No products are sold or recommended inside the session.
I'm appearing in front of my employer. Is it too early to attend?
This is the perfect time. The earlier you understand your options before your last day, the better the decisions you'll make from Day 1.
I already retired a few months ago. Is it too late?
Not at all. Many of our most impactful sessions are with retirees who are 3–12 months in and realise they still need a structured plan. It's never too late to get clarity.
How is this different from advice my bank or CA gives me?
Your bank sells products. Your CA manages tax compliance. Neither builds you a complete retirement income plan covering NPS, corpus withdrawal, inflation, healthcare, and legacy — all in one place. That's exactly what this workshop does.
How is this different from advice from my bank or LIC agent?
Banks earn commissions on what they sell you. We earn fees on planning. The two models lead to fundamentally different advice. We have no incentive to push any product. That changes everything about what you hear in the room.
This Is Your Move
Just 1 Day, You Could Have The Clearest 25-Year Plan Of Your Life.
500+ ONGC retirees have already sat in this exact room and walked out different. This seat has your name on it — but only if you take it.
CLAIM YOUR ₹499 FREE SEAT
1 Day - Offline: 12th July (Sunday) | 11:00 AM
🚨 Hurry Up! Very Limited Seats For It
- 100% Free
- No credit card